BUSINESS AS USUAL
Here at First Financial, we are closely monitoring the current Covid-19 pandemic.
The well-being of our colleagues and customers is our highest priority. Therefore, in line with the government, our offices will continue to be closed until further notice.
At this time the First Financial team is working remotely but our core values remain the same and we are available by phone, email and virtual meetings to help with your financial / mortgage queries.
As always, we thank you for your continued custom and understanding during this period.
Commercial - lending for business
If you’re in business, you’ll know the value of trusted partners and good client relationships. We can draw on our long-established connections with commercial banking to provide tailored lending advice to the business sector.
Note that the Financial Conduct Authority doesn’t regulate commercial lending.
Bridging and short-term funding
If you need to renovate business premises, support a buyer chain that’s in difficulty or complete on a purchase quickly, you can bridge the gap with short-term funding. We’ll work with the whole market to offer a quick funding solution that gets you where you need to be.
Development finance is a short-term loan that’s best suited to property developments such as refurbishment or ground-up construction.
At First Financial we’ve arranged finance for many such projects including student accommodation, residential, commercial and mixed-use schemes. We have the expertise to review the whole market and provide the best financing for your project.
If you’re building your own home from the ground up or undertaking major renovation to your existing home we can help. We work with a number of lenders who can tailor the loan to fit each borrowers individual requirement. Once the house is complete we will then assist on the best type of mortgage for you.
Commercial mortgages and secured lending
In terms of value, commercial mortgages pick up where unsecured business loans end. Once lending goes above £25,000 lenders will typically need security to manage the risk they face in lending you money.
Commercial mortgages don’t offer pre-determined rates in the way that a smaller business loan would and each case is carefully assessed by the lender. As a specialist mortgage adviser we can access the whole market and lead you through the process to help you arrive at the right commercial mortgage for you.
These are just some examples of the services we can help with. As ever, your own circumstances and ambitions are integral to the type of financing that’s best suited to you. Whether you see what you need in the list, or you’d like to talk about something else, just get in touch.
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